Fractional CFO services in Santiago
Santiago is Latin America's fourth-largest startup ecosystem by Startup Genome ranking and the only city on the continent where government policy - not private capital - built the initial venture infrastructure.
Start-Up Chile, launched by CORFO in 2010, has backed 2,200+ startups from 88 countries since inception and remains the flagship public accelerator in the region, giving Santiago a distinctly international intake versus the more domestically-focused ecosystems in Bogotá or Lima.
We work with Santiago-based startups from seed to Series B+, supporting them on fundraise prep, financial modelling, KPI tracking, investor reporting, equity/option grants and runway management.
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Santiago startup ecosystem
Government-built ecosystem, now privately scaled
Chile's startup ecosystem ranks #37 globally and is the highest-ranked in Latin America outside Brazil, according to the Global Startup Ecosystem Index 2025. Start-Up Chile's non-dilutive grants and CORFO's innovation funds created the first generation of Chilean startups; that first generation has now recycled into angel networks and seed funds that are gradually replacing public capital with private.
Food-tech, fintech and sustainability lead
NotCo - valued at $1.5bn after a $70m raise backed by Tiger Global and Bezos Expeditions - is the flagship food-tech exit. Cornershop (acquired by Uber) established Santiago's marketplace credentials. Betterfly ($1bn+), Buk (HR SaaS) and Fintual (digital wealth management) represent the fintech and vertical-SaaS layer. Chile's agritech sector is the most active in the region, driven by the country's position as the world's largest exporter of fresh fruit.
Las Condes, Providencia and Vitacura as the tech belt
Las Condes - particularly the Apoquindo corridor - hosts the densest concentration of VC offices, corporate headquarters and later-stage startups. Providencia anchors the creative and digital agency cluster. Vitacura is the residential address of choice for senior operators and angel investors. Start-Up Chile's acceleration campus sits in Santiago Centro, providing a distinct early-stage node accessible from all three districts.
Engineering and business talent from PUC, UAI and UDD
Pontificia Universidad Católica de Chile (PUC) is the country's top engineering school and the primary feeder for deep-tech and software talent. Universidad Adolfo Ibáñez (UAI) and Universidad del Desarrollo (UDD) - through its UDD Ventures fund - supply the commercial and entrepreneurship-track pipeline. The Magister en Finanzas programs at PUC and UAI produce finance professionals who move fluidly between corporate treasury roles and startup CFO tracks.
Startups founded in Santiago
Santiago has produced Latin America's most notable food-tech and fintech exits of the past five years, alongside a growing crop of B2B SaaS companies expanding regionally from a CLP base.
Cornershop
Cornershop was founded in Santiago in 2015 and became Latin America's leading on-demand grocery delivery platform before being acquired by Uber in 2021. The acquisition - valued at approximately $3bn at closing - remains one of the most significant M&A exits in Chilean tech history and validated Santiago as a launchpad for marketplace businesses scaling regionally.
NotCo
NotCo is a Santiago-founded food-tech company using AI (its 'Giuseppe' platform) to reverse-engineer plant-based versions of animal products. Backed by Tiger Global, Bezos Expeditions and L Catterton at a $1.5bn valuation, NotCo has expanded to the US, Brazil and Argentina and is the most internationally recognised deep-tech company to emerge from Chile.
Betterfly
Betterfly is a Santiago-based employee benefits and wellness platform that gamifies healthy behaviours and converts them into life insurance and charitable donations. It raised $60m at a $1bn+ valuation in 2022 - making it Chile's second unicorn - backed by investors including Softbank and QED Investors.
Buk
Buk is a Santiago-founded HR and payroll SaaS platform serving SMBs and enterprises across Chile, Colombia, Mexico and Peru. It raised $50m in 2022 and has become the dominant cloud-HR system in Spanish-speaking Latin America, with 2,000+ corporate clients managing payroll, performance and benefits through the platform.
Fintual
Fintual is a Santiago-founded digital wealth management platform regulated by Chile's CMF and backed by Y Combinator and Kaszek. It manages $1bn+ in AUM across Chile and Mexico, targeting retail investors with low-cost index fund portfolios - the first company to take the Betterment/Wealthfront model to LatAm at meaningful scale.
Xepelin
Xepelin is a Santiago-based B2B fintech providing invoice financing and working capital to SMBs across Chile and Mexico. It raised $139m in 2022 from investors including KPCB and Gilgamesh Ventures, and has processed $1bn+ in financing - targeting the large underserved SMB credit market that traditional Chilean banks have historically underfunded.
Government support for Santiago startups
Start-Up Chile and CORFO represent the most programmatically sophisticated public startup support infrastructure in Latin America - non-dilutive grants, equity co-investment and regional expansion funding are all available to qualifying founders.
Start-Up Chile
Start-Up Chile is CORFO's flagship accelerator and the most internationally recognised public startup programme in Latin America. It operates three tracks: S Factory (pre-accelerator, up to CLP 5m), Ignite (seed accelerator, up to CLP 40m non-dilutive) and Scale (growth stage, equity investment). 2,200+ startups from 88 countries have participated since 2010.
CORFO
CORFO (Corporación de Fomento de la Producción) is Chile's economic development agency and the parent institution behind Start-Up Chile. Beyond the accelerator, CORFO administers InnovaChile grants for R&D co-investment, the Fondo de Inversión de Capital de Riesgo (venture co-investment) and the Programa de Atracción de Inversiones for foreign founders establishing in Chile.
Magical Startups
Magical Startups is a Santiago-based accelerator running cohort programmes for early-stage founders across Chile and broader LatAm. It focuses on B2B SaaS and marketplace models, and has emerged as one of the more active private alternatives to the Start-Up Chile programme for founders who prefer a market-facing mentorship approach over government-grant mechanics.
UDD Ventures
UDD Ventures is the venture capital arm of Universidad del Desarrollo, one of Chile's most entrepreneurship-oriented universities. It invests in early-stage companies from the UDD ecosystem and the broader Santiago market, with a focus on technology-enabled businesses. The fund's university backing gives portfolio companies direct access to research commercialisation pipelines.
IncubaUC
IncubaUC is the technology incubator of Pontificia Universidad Católica de Chile - Chile's top-ranked university. It supports PUC-linked founders and external applicants through structured pre-seed incubation, with direct connections to CORFO grant applications, PUC's engineering talent pipeline and the broader Santiago investor community.
Hub APTA
Hub APTA is a Santiago-based agritech-focused innovation hub connecting food and agriculture startups with Chile's agricultural export industry - the world's largest fresh-fruit exporter. It bridges early-stage founders with the commercial and logistics infrastructure of the fruit, wine and aquaculture sectors that define Chile's export economy.
We provide fractional CFO services across Santiago and beyond
Simple pricing
No hidden costs, no complicated long-term contracts. We understand how important flexibility is for Santiago startups.
Per month
- Accounting / FP&A tech stack implementation
- Monthly financial statements and reporting pack
- Quarterly board pack with detailed financial analysis (with variance analysis vs. budget, relevant KPI observations etc.)
- Investor-friendly output
Per month
- Everything in Core, plus
- Operating model (via an online platform like Runway or Excel-based)
- Ongoing model maintenance, refining projections, burn/runway management
- Customer cohorts modelling, churn and retention analysis
- LTV / CAC, unit economics analysis
- Cap table management
Per month
- Everything in Grow, plus
- M&A / fundraising support; review of business plan
- Pitch deck preparation
- Investor approach strategy / list building
- Due diligence support and deal negotiation
- Valuation as required and free access to Multiples Pro
Packages shown are illustrative, final pricing is tailored to client requirements.
Recently completed fractional CFO projects
Selected fractional CFO engagements and prior CFO experience.
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